Homeowners

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Safeco has been providing coverage for its customers' prized possessions since it opened its doors in 1923.

Your coverage options

The protection you need at an affordable price. With Safeco’s broad array of coverage options, Bassett Insurance Group and/or anyone at Safeco Sales can tailor your policy to fit your needs, and your budget.

Basic policy protection

Your Home

Your home will be protected against losses from events such as fire or lightning; weight of ice, snow, or sleet; windstorms; hail; theft or vandalism; and more.

Your Belongings

If your personal possessions—including furniture, clothing, and appliances—are damaged or stolen as a result of a covered loss, Safeco® will arrange for them to be repaired or replaced.

Your Liability

Safeco will defend you if someone makes a claim against you for accidentally causing an injury or damaging property—for example, if someone is hurt in your yard or you damage property at someone else’s home.

Additional coverages

Service Line Coverage

Safeco's service line coverage protects the underground utility lines that bring water, power and communication to your home, with coverage up to $12,000 and a deductible of just $500.  This coverage protects against common causes of service line failure such as wear and tear; rust and corrosion; and tree or other root invasion.

Valuable Articles Coverage

If you own high-value items such as jewelry, art, collectibles, or camera equipment, you should consider adding extra coverage to your policy. For as little as a few dollars a month, items are protected for a fraction of what it would cost to replace them.

Identity Recovery Coverage

Recovering from identity theft can be a very costly, time–consuming, and stressful experience. With Safeco’s identity recovery coverage, you can replace that worry with calm for just $1 a month.

Equipment Breakdown Coverage

For just $2 a month, equipment breakdown coverage is a cost-effective way to keep critical household equipment up and running after mechanical or electrical breakdowns—which are often not covered under a standard homeowners policy.

Discounts

Safeco Package

Combine your Safeco Auto policy and Safeco Homeowners Policy into a Safeco Package and save.

Protective Devices

Save on your home insurance if you have a burglar alarm or sprinkler system.

More Savings

  • Newer home
  • Safeco Umbrella insurance package
  • Advanced quote

No matter what situation you find yourself in, Safeco Insurance® will be there when you need them most.

When your property is damaged or stolen

24-Hour Claims Assistance - Should you ever need to file a claim, help is just a click away at Safeco.com/claims or on the mobile app, or by calling Safeco Claims at 1-800-332-3226. Safeco’s claims service is fast, fair, hassle-free, and available 24/7 to assist you.

Single-Loss Deductible

With a Safeco Package, you’ll become eligible for a single-loss deductible. If you experience a significant loss, like a fire or storm, that is covered by your Safeco Home Policy and you have other Safeco polices that are affected, like your auto, Safeco will waive all other deductibles after the home policy deductible is paid.

Guaranteed Repair Network

The Safeco home Guaranteed Repair Network is available to help if you have hail damage to your home. This program connects you with prequalified experts to create estimates and perform repairs quickly, seamlessly, and with a guaranteed material and labor warranty backed by Safeco.

Contractor Referral Program

Although you can always choose your own contractor, Safeco offers a free contractor referral service to our policyholders in most locations nationwide.

Call Now for your Free Quotes

(833) 7SAFECO